Long-term care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed. It will pay for a visiting or live-in caregiver, companion, housekeeper, therapist or private duty nurse up to 7 days a week, 24 hours a day (up to the policy benefit maximum).
Online federal benefits calculators
– Federal retirement: http://opm.gov/retire/tools/calculators/ballpark/menu.asp This calculator projects retirement benefits under federal retirement systems. It also has links for calculating how much of an annuity will be tax-free and how much tax to have withheld. Calculator – Units of Measurement – United States – Business – Online Calculators
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