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Is Long Term Health Care Insurance Worth It and /or Necessary??

by New Jersey Long Term Care Insurance

Tags: Term, insurance, care, health care insurance worth

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Is Long Term Care Ins. an Appropriate X-Mas Present for Aging Parents?

by New Jersey Long Term Care Insurance

My mother's family has a history of dementia and she is currently dealing with putting her own parents in a nursing home. I was wondering if anyone had an opinion about me buying long term care insurance for my parents as a continuing X-mas present, as its hard to find them things they would need [...]

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There Are Specific Insurance Policies Available for Providing Coverage for Long-Te?

by New Jersey Long Term Care Insurance

. These policies are specifically geared to those elderly who end up in nursing homes or long-term care facilities. Even though long-term care insurance is available, why do you think so few people take advantage of this resource? Isn't it more important than life insurance as we age? Tags: term care insurance, long term care [...]

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What Experiences Have People Had With Spouses That Require Long Term Care?

by New Jersey Long Term Care Insurance

This question is directed to people that have a spouse with Parkinsons, ALS, or MS. What happens when caring for your spouse can no longer be done by you ( the care taker). What options are there? Can Long term insurance be obtained? How does one protect the family from the financial strain of extended [...]

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Is There Such Thing as Long-Term Care Insurance Policies?

by New Jersey Long Term Care Insurance

Last year I took out a life insurance policy on myself so that if something happens to me my mother would have a decent amount of money to live on and not have to worry. She can't work because of medical conditions and only receives SSI. Whenever she gets to the point that I can [...]

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How Do You Work With Long Term Care Insurance Companies?

by New Jersey Long Term Care Insurance

I own an in-home elderly care agency, however, due to the fact that the services are expensive, most clients can't pay out of pocket, so I need to begin billing their long term care insurance company. I'm wondering, what is the process to begin working and getting paid from long term insurance companies? Tags: work, [...]

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Is Long Term Health Care Insurance a Good Thing to Purchase?

by New Jersey Long Term Care Insurance

Tags: Term, long term health, term health, insurance

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Oseph J. Jedlowski, Genesis Healthcare Corp??? What Is Long Term Care ?

by New Jersey Long Term Care Insurance

Joseph J. Jedlowski, Genesis Healthcare Corp??? What is Long Term Care Insurance? Tags: term care insurance, genesis healthcare corp, genesis healthcare, Joseph J. Jedlowski, Business Finance, Social Issues, Long

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Long-Term Insurance Sales - Form an LLC or Sell as Sole Proprietor?

by New Jersey Long Term Care Insurance

I just received my insurance license and want to be an independent agent specializing in long-term care representing a few high quality carriers. Am I better off doing this as a sole proprietor or forming a limited liability company (LLC)? What are the pros and cons of each? Tags: long term insurance, limited liability company, [...]

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My Auntwas Just Contacted by a Telemarketer About Buying Long Term Care Home Health Insurance What Is It?

by New Jersey Long Term Care Insurance

they claimed they just wanted to come and show her what it is but never quoted any prices....is it for old people, is it expensive, is is worth it? WHO should have it? Tags: any prices, Social Issues, Long, care home health, health insurance

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My 86 Yr. Mom Is in a Nursing Home. Long Term Care Pays for 2 Yrs. What Do We Do to Qualify Her for Medicaid?

by New Jersey Long Term Care Insurance

She has some assets, but not enough to continue paying for the nursing home on her own. What do we do with her assets, so she will qualify for Medicaid when the two years that are paid by long term insurance are up? She has a house and some money in the bank, but it [...]

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Long Term Care vs. Health Insurance?

by New Jersey Long Term Care Insurance

I'm the only son of my Parents and I am debating whether I should get long term care for my parents or get health insurance. What are the benefits of both? Also is NYL good? Last question is that if the Long term care proposal says that they will pay $300/day/person (2 people)for in-home care, [...]

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I Know That Medical Facilities Must Treat Emergency Patients Without Insurance, but What About Long Term Care?

by New Jersey Long Term Care Insurance

For instance, if a patient without insurance goes into the ER with elbow pain, and it turns out they have cancer, are the medical practitioners required to treat the cancer as well? Tags: Term, emergency patients, patient

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Does Anyone Know Where to Get Long Term Care Insurance Quotes?

by New Jersey Long Term Care Insurance

I found this site and it seems pretty good. http://wilkinsfs.com/ltctree.htm Tags: Health Medical Pharma, site, anyone, long term care

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Regarding Long-Term Health Care Insurance? Which Company (Ies) Pay the Best, I.e, Without Balking, Timely, Etc

by New Jersey Long Term Care Insurance

In late 2006, I purchased long-term health care insurance after much research, contemplation, etc. Recently, my local newspaper printed a story that basically trashed most long-term health care insurance. The article series told of people who had paid $70,000 or so and then never received any benefits. Others complained about reams of paperwork, insurers' nit-picking [...]

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Do I Subtract Long Term Care Reimbursements From My Expenses? IRS.GOV?

by New Jersey Long Term Care Insurance

If I paid someone to sit with my mom and got reimbursed for part of the cost from a long term care insurance. Do i deduct the reimbursement from 1099-misc. wages? Tags: Term, IRS.GOV, term care insurance, long term care insurance

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Does Employer-Based Health Insurance Cover Long-Term Care?

by New Jersey Long Term Care Insurance

I have a good employer-based medical insurance package, and am very healthy. However, it scares me to think that I could get sick one day and it wipe out my savings. If I had a long-term disease, and needed hospital stays, etc., would my health insurance cover these costs, or would I slowly go broke [...]

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How Much Does Long Term Health Care Insurance Costs @age 58?

by New Jersey Long Term Care Insurance

Tags: insurance, long term health, age, health care insurance, Term, long term health care insurance

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Parents: Do You Plan on Getting Long Term Care Insurance...?

by New Jersey Long Term Care Insurance

...or do you hope that your kids will take you in/take care of you? I was just browsing some job openings and came across an ad from a home care provider. Their website pointed out that they were a Medicaid provider and therefore exempt from having to pay minimum wage and overtime and also don't [...]

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Long Term Care Insurance Question?

by New Jersey Long Term Care Insurance

I have signed up for it through my employer and it is appx. $80 a month with inflation protection for $200 a day coverage through John Hancock. Anyone else have it? Is it REALLY worth it? I met with a finincial planner that suggested I get it IF it was an option through my employer [...]

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