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For the Week of Sept. 3, 2010

by New Jersey Long Term Care Insurance

For the week of Sept. 3, 2010 Richard B. Piccinini, born Sept. 22, 1928 in Eureka, Nev. died Aug. 20, 2010 peacefully at his home in Sun Lakes after a long illness. He was surrounded by the love of his life and wife, Marilyn, and his daughters, Victoria, Denise and Rachelle. Read more on The [...]

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What to Look for in a Long Term Care Insurance Policy?

by New Jersey Long Term Care Insurance

Buying long term care insurance is a serious decision, so be extra careful in deciding the type of policy and what it covers. Insurance companies have different definitions of some terms of services that make it quite confusing and vague for policyholders. For instance, there are companies that define "disability" as a condition that makes [...]

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Is Long Term Care Insurance Worth the Cost? Would I Be Better to Just Invest in a Mutual Fund Each Month?

by New Jersey Long Term Care Insurance

I am 59 but diabetic. I think I run an above average chance of needing long-term care in the future. I do not want to exhaust all my savings and home to pay for nursing home care. Tags: Health Medical Pharma, Home, care insurance worth

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Long Term Care Insurance Can Be Critical

by New Jersey Long Term Care Insurance

I recently read a magazine article that discussed an ever-growing group of people - centenarians. The percentage of people who live beyond age 100 is rapidly increasing. I thought this would be a good time to discuss long term care insurance. The importance of long term care insurance cannot be emphasized enough. It has been [...]

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Important Long Term Care Insurance Information to Know

by New Jersey Long Term Care Insurance

As they get older long term care insurance is something that most people will need, but unfortunately not everyone will get it. So you can see why it is essential for everyone to have especially as you get older, you need to know some important information about this insurance This insurance is designed to help [...]

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Subsidies Help Vancouver Homeowners, but Hurt Would-Be Buyers

by New Jersey Long Term Care Insurance

Subsidies help Vancouver homeowners, but hurt would-be buyers If you think it costs a lot to own a home in Vancouver now, imagine what it would add up to without the many public policies that subsidize homeowners in one way or another. Read more on Vancouver Sun Tags: public policies, lot, vancouver sun, Sun, Subsidies, [...]

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Preparing for Long Term Care Insurance

by New Jersey Long Term Care Insurance

Most of us are counting on Medicaid, disability insurance, personal savings and other resources in battling with the challenges of old age. We rarely--or not at all-- think about the possibility of staying in nursing homes some time in the future, as it only makes us vulnerable to suffering and distress, Everything in your home--car, [...]

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There's No Place Like (A Nursing) Home: 4 Powerful Steps That

by New Jersey Long Term Care Insurance

With proper planning you can continue to live in dignity, without going into a nursing home. This book describes the steps necessary to do that: 1. Long Term Care Insurance 2. Geriatric Care Management 3. Putting Your Plans In Writing (including a living will, written instructions on the care you want and how it will [...]

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Long Term Care Insurance Facts

by New Jersey Long Term Care Insurance

Maybe you've heard the old joke about the retiree who bought some new long-term care insurance. "Last week I bought a retirement insurance policy," he said. "All I've got to do is keep up the payments for 15 years and my agent can retire." The fact is, when it comes to insurance there is myth [...]

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Pinal's Long Term Care, Home Care Services to Be Privatized

by New Jersey Long Term Care Insurance

Pinal's long term care, home care services to be privatized Pinal County has been providing in-home assistance and skilled care to Pinal County’s elderly, disabled and needy individuals since the 1980s through Pinal/Gila Long Term Care and Horizon Home Care. The State of Arizona has determined that these functions, which include services provided through Arizona [...]

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Warning on Care Home Place Numbers

by New Jersey Long Term Care Insurance

Warning on care home place numbers A massive increase in the need for care home places is looming in the next 20 years because of the rising numbers of over-85s in Britain, academics warn. Read more on Press Association via Yahoo! UK & Ireland News Tags: News Warning, care home place, Press Association, National Health [...]

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Sherwood Oaks, a Lifecare Retirement Community in PA, Receives License as Home Care Agency Facility

by New Jersey Long Term Care Insurance

Sherwood Oaks, A Lifecare Retirement Community in PA, Receives License as Home Care Agency Facility Sherwood Oaks Retirement Community has been granted a license by the Pennsylvania Department of Health as a Home Care Agency Facility. The license certifies that the care and services provided in patio homes and apartments by Sherwood Oaks companions and [...]

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'Nursing Home' Has New Meaning

by New Jersey Long Term Care Insurance

'Nursing home' has new meaning The term "nursing home" has taken on a new meaning over the past 10 to 15 years. Before the evolution of insurance coverage, which is now generally more restrictive, a person could go to a nursing home for a long-term stay for many reasons, whether they were really in need [...]

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Long Term Care Insurance, Should I Get This?

by New Jersey Long Term Care Insurance

Yes, you may want to consider a long term care insurance plan if you don't want to drain your retirement savings and other investments in the future! It is currently estimated that nursing home costs are more than $10,000 per month. Imagine, how much this will cost you on an annual basis if you had [...]

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Simplifying Long Term Care Insurance

by New Jersey Long Term Care Insurance

What is Long-Term Care? When people consider the subject of long-term care, they often think about nursing homes. In fact, long-term care has little to do with nursing homes. Understanding the difference can help you protect your family and finances. The Consequences of Living Longer Long-term care is a continuum of care services [...]

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If I Have to Go Into a Nursing Home, What Assets Will the Government Take Before They Will Pay the Costs?

by New Jersey Long Term Care Insurance

Husband and I are in our late sixties and have no long term care insurance. We are in great health right now, but wonder about the pros and cons of buying this insurance. Will the gov take our investments and our home before they will pay for nursing home costs? We live in Iowa. Does [...]

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What Are Ways to Pay for a Nursing Home if Someone Is Not Eligible for Medicade?

by New Jersey Long Term Care Insurance

Medicade only pays for the first month, right? I know that a person's personal resources pay for the home. What about Long term care insurance. Tags: nursing home, nursing, Medicade

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Medicare With Long Term Care and Nursing Home?

by New Jersey Long Term Care Insurance

If my grandpa has Medicare insurance and is currently at a nursing home but his team evaluates him and says he needs long term care does the 100 days start over or does it continue from whatever day that specific day is and carry over to long term care of a nursing home?Our family's not [...]

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Long Term Care - Does Long Term Care Insurance Add Up Given Your Needs?

by New Jersey Long Term Care Insurance

Studies by the American Association of Homes and Services for the Aging (AAHSA), a not-for-profit group that studies elder care, 70% of people who reach age 65 require long term care at some point in their lives. Some of this care is provided in the home, some in assisted living facilities, and some in nursing [...]

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Program to Improve Nursing Home Care Deemed Success

by New Jersey Long Term Care Insurance

Program to improve nursing home care deemed success NORMAL — A five-year effort to improve care of older adults in Central Illinois nursing homes by increasing the number of student nurses specializing in geriatrics was hailed Thursday as a success. Read more on The Pantagraph Tags: care, nursing home care, Home

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