Friday, April 13, 2012



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term care insurance

Seniors Offered Help With Insurance Woes

by New Jersey Long Term Care Insurance

Seniors offered help with insurance woes A timely presentation on how seniors can sort out the complexities of changes to Medicare and CalPERS Long-Term Care insurance will highlight the next meeting of the local chapter of the Retired Public Employees' Association on Thursday, May 13. Read more on The Daily Democrat Tags: insurance woes, presentation, [...]

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Why Would I Need a Long Term Care Insurance When I Have My Disability Insurance

by New Jersey Long Term Care Insurance

Quite often, people have a tendency to get confused about this subject. When people are asked how they plan to protect their assets and income in case of a long term care situation, almost every time answer is the same; 'Well I have a disability insurance...' Confusion starts with the definition of Disability Insurance where [...]

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Long Term Care Insurance

by New Jersey Long Term Care Insurance

What is Long Term Care Insurance? Long term care insurance serves to help those individuals who need extra care and attention as they age. Long term care insurance helps to take financial burden away from family members, and for the individual in need of such care. Often, the elderly have very little income and no [...]

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The Long Term Care Planning Guide: Practical Steps for Making

by New Jersey Long Term Care Insurance

Compact new guide walks you - or your clients - through the maze of issues to consider when making long-term care choices. Simple, straightforward facts focus on the most common, crucial factors for determining long-term care needs, including: - Funding Long term care - Long-term care for a young or disabled person - How to [...]

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New: A Hybrid Annuity With LTC Coverage

by New Jersey Long Term Care Insurance

New: a hybrid annuity with LTC coverage One of the things that can discourage people from buying long-term-care insurance is the idea of paying a lot of money for a policy that with any luck they'll never have to use. Read more on Bankrate.com Tags: annuity, long term care insurance, coverage, term care insurance, New, [...]

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Sharing the Burden: Strategies for Public and Private Long-Term

by New Jersey Long Term Care Insurance

This work examines the wide range of financing approaches to reforming long-term care of the disabled elderly and the impacts they would have over the next 25 years. Sharing the Burden: Strategies for Public and Private Long-Term Care Insurance Tags: work, care, Social Issues, long term care, term care insurance

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Long-Term Care Insurance in the United States: Perspectives

by New Jersey Long Term Care Insurance

Financing options currently available for long-term care are insufficient and poorly understood by consumers. Heavy reliance on public programs such as Medicare and Medicaid has led to considerable depletion of funds for both federal and state governments. With current long-term care costs reaching upwards of $74,000 per year, current mechanisms of payment are inadequate and [...]

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Why Do People Reject Long Term Care Insurance

by New Jersey Long Term Care Insurance

I have been involved with long term care insurance for well over a decade, and over the last five years, I have considered myself a long term care insurance specialist. I have concluded that in order to do the job of insuring individuals and families against the threat of chronic care needs, I must be [...]

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Long-Term Care Insurance: Long-Term Care Awareness Month - Harry Crosby

by New Jersey Long Term Care Insurance

Long-Term Care Insurance Awareness Month television interview from member of the American Association for Long-Term Care Insurance (www.aaltci.org Tags: Awareness, care, long term care insurance, Harry, Month

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Planning for Long-Term Care

by New Jersey Long Term Care Insurance

A PAPERBACK ORIGINAL A comprehensive guide to understanding, choosing, and buying long-term care services and insurance "An excellent source of information." ­­Money magazine "This book provides the information and guidance people will need to make sound decisions about ensuring and gaining access to long-term care."­­Ann Landers In the next 10 years, more than 12 million [...]

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How to Sell Long-Term Care Insurance: Your Guide to Becoming A

by New Jersey Long Term Care Insurance

The 3rd Edition illustrates successful people-centered, long-term care strategies in wake of today s challenges strategies that sincerely benefit clients while increasing the marketing potential and profitability for financial and insurance planners. Authored by Jeff Sadler, an expert in disability and long-term care coverage with an insurance career spanning more than 30 years. While most [...]

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Long-Term Care Insurance Made Simple

by New Jersey Long Term Care Insurance

Have an extra $40,000 each year that you don’t know what to do with? You or your parents may end up paying this amount or more each year for long-term care, and the costs are escalating rapidly. Don’t let medical expenses ruin your retirement plans. In Long Term Care Insurance Made Simple author Les Abromovitz [...]

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LongTerm Care Insurance for Seniors

by New Jersey Long Term Care Insurance

To cover the potential of incurring the high cost of long-term care, many seniors consider purchasing long-term-care insurance. Long-term care insurance (LTC) is not cheap but it can be a lifesaver. A good place to start your research on long-term care insurance is by checking out the Consumer Reports analysis of the long-term-care insurance options [...]

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How to Sell Long Term Care Insurance to Mr. and Mrs. Jones; A

by New Jersey Long Term Care Insurance

Escape the endless LTC marketing gimmicks by the so called experts and enjoy a real world selling approach from someone who's actually done it! Curt Vahle takes you from the lead card through to the sale and shows you step by step how to sell this most mysterious of insurance products. . .LONG TERM CARE [...]

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The Consumers' Guide to Long Term Care Insurance

by New Jersey Long Term Care Insurance

Americahas more than 35 million people over the age of 65 today and that number isexpected to double by the year 2030. Medicare and Medicaid are already strainedand few “baby boomers” have confidence that these programs will remain solvent.As a result, more “boomers” and retirees are researching and purchasing privateLong Term Care insurance to provide [...]

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Is Long Term Care Ins. an Appropriate X-Mas Present for Aging Parents?

by New Jersey Long Term Care Insurance

My mother's family has a history of dementia and she is currently dealing with putting her own parents in a nursing home. I was wondering if anyone had an opinion about me buying long term care insurance for my parents as a continuing X-mas present, as its hard to find them things they would need [...]

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You Need Long Term Care Insurance

by New Jersey Long Term Care Insurance

Most seniors think they'd be wasting their money to buy long term care insurance when the fact is they'll spend more money in a year while residing in a nursing care facility than they ever spend would owning a long term care policy. I've spent my 30 year career protecting the assets of my clients. [...]

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What Are Long Term Care Insurance Leads and Can They Benefit Your Business?

by New Jersey Long Term Care Insurance

Long term care insurance leads offer great potential to any insurance agent. If you aren't familiar with these types of leads, it is best you familiarize yourself with them first. Then you can begin to take advantage of their potential through quality long term care insurance leads. This is a segment of insuring that can [...]

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Affordable Long Term Care Insurance Va

by New Jersey Long Term Care Insurance

Long term care insurance can be a practical and affordable way to pay the costs of long term care services. It can also help you:. Maintain control over how you spend your savings. Have a choice in who provides your care and where. Afford higher quality care for a longer period of time With the [...]

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Want to Increase Your Business Profits - Get Your Long Term Care Insurance Leads Using the Internet

by New Jersey Long Term Care Insurance

What good are long term care insurance leads? Actually, when you're an agent looking for a healthy income, one of the best things you can go for is long term insurance leads. Not familiar with this kind of insurance? It's time to do a little investigating on the matter and determine how these leads can [...]

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